By © Arthur, The Home Business Opportunity

The steps towards true wealth and financial independence cannot be left to others. Those people who leave the task of building wealth to others have to face the facts that 99% of them will end up building losses instead of wealth.

Financial Independence means that:

- you are completely out of debts.

- you can pay all the stuff with hard cash if you want to.

- you can stop working and still received monthly money from your investments.

That is what you called financial independence.

The road to financial independence is too important to be left to others. You must believe you can achieve it and you deserve to be wealthy.  Keep that desire constantly in mind by writing it down on paper and read it once in the morning and then in the night before you go to bed.

Once upon a time, a couple invests lots of money on a mutual fund on the advice of their personal money advisor.  They forgot that most of these money advisor are earning their living on the commissions for the sales of their financial products.  As you probably guessed, the investment turn bad, and the person who lost the money were the couples.  Sure, there are a few real good money advisor around but you need to luck into them.  When it comes to building wealth, we should not let luck determine our success or failure.

Financial literacy are not a difficult subject to learn as long as you are willingly to learn it.   Ignoring it and refusing to learn it means that you are denying yourself of the chance to be financially free for the rest of your life.

J. Paul Getty, once the richest man in America says that "You'll never be rich or financially free as long as you are working for someone else".  That statement remains true till today. 

Many people turn their head off when the word "Start your own Business" was mentioned.  No matter how many building wealth books or seminars you attend, you can never find any magical way to gain financial freedom without starting your own business.

Starting your own business need not be risky or neither do you need to put in large amount of money for investment.  For example, these home businesses does not requires large amount of money:

- Networking Marketing Business

- Home Based Consultancy Business (based on your job knowledge)

- Freelance Writing Business

- Online Home Business etc.

Once you decided on an area to build wealth, be determined and disciplined to put your plan into actions.  Spend time to self educate yourself on the knowledge you need from books, seminars, friends or on the internet. 

"Earn as much money as you possibly can and as quickly as you can. The sooner you get money out of the way, the sooner you will be able to get to the rest of your problems in style." --Jim Rohn

All the best wishes to your wealth building goal.

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