Thinking of investing in unit trusts, why not consider the STI ETF that mirror the Straits Times Industrial Index.

ETFs are completely free from scandal. The very structure of ETFs makes it extremely unlikely that investors would ever be affected by any fraudulent behavior on the part of fund managers. They are flexible investments, charge no load, and have a very low expense ratio in comparison with similar no-load mutual funds of the "standard" variety.

Investing in unit trusts or structured products are much trickier as your stock portfolios performance depends on the investment skills of the Fund Manager.

Unlike ETF which IT'S MORE EFFICIENT, TRANSPARENT AND FLEXIBLE! 

Funds traded on SGX are known as Exchange Traded Funds, or ETFs. These funds generally aim to track indices like STI, MSCI India etc. This means that by investing in ETFs, you are effectively investing in the price movements of the component stocks in the underlying indices.

More Efficient 

ETFs have no sales charge, and lower management fees than traditional funds.

More Transparent 

Unlike traditional funds, you can see ETF prices and trade ETFs anytime during trading hours.

Less Time Consuming 

With individual stock investment, you need to do your initial research and then keep up-to-date with the businesses that you have bought.  Business are dynamic and their business maybe profitable this year but result in losses next year.  You have to determine whether their losses was due to the poor economy or is it a long-term structural problem as they are in a sunset business. 

More Flexible

With ETFs, it's much easier to get a diversified portfolio of stocks and commodities than to pick individual stocks and commodities. Also, you simply call your broker to trade the STI ETFs, as flexible as trading shares!

Invest in the wrong individual stock and you may never recover your money.  This can never happened to the STI ETF as it consists of a portfolio of stocks and the long-term trend of the STI Index is UP.

Conclusion

In short, ETF suits people who don't have the time to do research on individual stock and monitoring them.

Interested to trade, the stock tick name is simply call STI ETF (ES3) or Nikko AM STI ETF (G3B).

For those who are interested in Reits, there are ETF reits which is the Phil AP Div Reit S$D (BYJ) and NikkoAM-STC Asia Reit (CFA).

Related
Singapore Listed ETFs

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